Adjuster Toolkit

Tools designed for live claims.

Short, practical resources intended to help claims and SIU professionals frame better investigative questions and make better referral decisions.

Planned download

Surveillance Referral Checklist

Define the objective, timing, known activity patterns, medical restrictions, addresses, vehicles, appointments, and evidentiary question before surveillance begins.

Planned download

AOE/COE Investigation Planner

Organize witnesses, employer records, chronology, competing factual theories, and open questions before interviews are assigned.

Planned download

Recorded Statement Preparation Guide

A pre-interview framework for identifying what is known, what is disputed, and what must be developed through testimony.

Planned download

Investigation Report Review Checklist

A claims-side quality review focused on whether the report actually answers the referral question and supports the next decision.

Planned download

SIU Referral Decision Matrix

Separate suspicious indicators from the specific evidence-development steps needed to evaluate potential material misrepresentation or fraud.

Planned download

Subrogation Investigation Checklist

Preserve third-party facts early: control, ownership, maintenance, contractual relationships, witnesses, photographs, records, and potential responsible parties.

Educational material only. These resources are intended to support investigation planning and claims decision-making; they are not legal advice and do not replace carrier, TPA, employer, or jurisdiction-specific requirements.